Quanto custa fazer faculdade no exterior?

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Cada vez mais estudantes têm o objetivo de fazer faculdade no exterior. E como todo objetivo, um bom planejamento pode ser a chave para que ele seja atingido. Para quem quer estudar no exterior, além de se preparar para construir uma candidatura forte, esse planejamento deve envolver também os custos com a jornada.

Para fazer este planejamento financeiro, o primeiro passo é ter uma ideia dos valores que envolvem cada etapa do processo, desde o início da  application(candidatura) até a manutenção do aluno quando já estiver cursando a faculdade.

Colocando tudo no papel (ou numa planilha) e levando em conta a realidade da família, fica mais fácil organizar e, assim, enxergar que o objetivo é perfeitamente viável.

Antes de ir

Os primeiros custos estão relacionados a taxas que devem ser pagas para fazer a application. Desde tradução juramentada de documentos (em média R$ 500,00 cada), até a própria application (aproximadamente U$ 100 cada uma), passando pela obtenção de visto (aproximadamente R$ 1.200,00) e passagens aéreas, depois da aprovação. Ainda há taxas menores com envio de documentos.

Como o processo seletivo inclui algumas provas, pode-se considerar também o custo delas. O Toefl (exame de proficiência em inglês) custa U$ 215 e o SAT (prova padronizada como o Enem), U$ 95.

Estes valores podem ser atualizados a qualquer momento. Vale a pena sempre checar nos sites oficiais quando estiver fazendo o seu planejamento.

Os custos das universidades

As universidades no exterior cobram taxas anuais, ou seja, o aluno paga por ano para estudar. Mas essa taxa pode ser, muitas vezes, paga de forma parcelada.

Os valores da anuidade, que é o que mais pesa em todo o orçamento, variam muito de instituição para instituição.

Nos Estados Unidos, este custo anual pode variar de U$ 20 mil a U$ 70 mil, ou seja, pensando em moeda brasileira hoje, de R$ 6,6 mil a R$ 23 mil por mês, aproximadamente.

No Canadá, a anuidade fica entre CAD$ 25 mil e CAD$ 55 mil, o que equivale a cerca de R$ 6,2 mil a R$ 13,7 mil por mês.

No Reino Unido, a taxa anual fica entre £25 mil e £50 mil, ou seja, aproximadamente entre R$ 10,4 mil a R$ 20,8 mil por mês.

Estes números incluem as aulas, moradia, alimentação.

Seguro saúde

Vale a pena contabilizar ainda o seguro-saúde internacional, exigido pelas universidades. Nos Estados Unidos e no Canadá, o valor varia de acordo com o tipo de cobertura, em geral entre U$1.000 e U$2.000. Quanto maior a cobertura, mais caro.

A maioria das universidades no exterior tem parcerias com seguradoras e costumam indicar a melhor empresa local para seus estudantes.

Bolsa de estudos

Muitas universidades no exterior oferecem a possibilidade de bolsas de estudos também para estrangeiros. Há basicamente três tipos de bolsa disponíveis: por mérito acadêmico (de acordo com desempenho no processo e histórico escolar), por necessidade financeira (além de um excelente histórico escolar, o aluno precisa comprar a renda familiar) e bolsa por talentos específicos (oferecidas em faculdades ligadas a Artes).

Mas este benefício é bastante concorrido e para conseguir ser contemplado com uma bolsa é muito importante ter uma boa estratégia, escolhendo as universidades certas e construindo uma application forte.

Custo de vida lá fora

Além do custo com a universidade, não podem ficar de fora do planejamento algumas despesas do dia a dia que o aluno vai ter durante o curso.

Afinal, a vida no exterior não fica restrita aos estudos. Mesmo que a parte acadêmica seja cheia de atividades e tenha muitas exigências, há muito o que conhecer e muitas experiências para se viver lá fora.

Devem-se considerar, portanto, despesas com transporte fora do campus e lazer. Em geral, os estudantes saem do campus para se divertir em bares, restaurantes, cinema, e muitas vezes viajam, especialmente nos feriados. Os valores variam muito de lugar para lugar, ainda que no mesmo país, e do estilo de vida de cada um.

Por isso, vale a pena colocar este tipo de despesa no orçamento, mas cada família pode estipular a extensão desse valor na sua “planilha”.

Considerando todos os possíveis gastos, o próximo passo é se organizar e planejar a jornada. A Daqui pra Fora  pode ajudar a colocar este projeto em prática e se manter no orçamento da família, já que conta com profissionais especializados em orientar os estudantes em cada etapa, desde o planejamento da candidatura até o apoio após a admissão.

Saiba mais como funciona a consultoria educacional da Daqui pra Fora.

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